Full Name:ZPER Token
ZPER is making decentralized global Peer-to-peer lending ecosystem to connect global Peer-to-Peer lending companies with information providers, robo-advisors and global investors for fair, trustful and transparent investment environment on blockchain and smart contract technology. ZPER alliance will allow Peer-to-Peer lending companies to manage risk and credibility together and invite variety of participants to freely interact and exchange values, provides a reasonable financial services for borrowers and lenders. ZPER already connect 16 P2P lending companies, 6 information providers and 1 asset management institution as ZPER alliance in Korea and will expand our partnership and service to overseas from 3Q or 4Q 2018.
Description of Token (Utility/Use Cases):
1. For investors : To invest on ZPER P2P alliance portfolio, ZPER system will automatically change certain amount of fiat to ZPER token to engage Smart Contract to let P2P companies know portfolio will be ready soon. And when fiat money from investor arrive to actual P2P lending companies, those transaction signal will activate Smart Contract and investment will begin. And it will also provide cross board investment experience.
2. Alliance perspective : To become ZPER P2P alliance, partners shall reserve certain amount of ZPER token. There will be some different level of benefits along with reserve amount of ZPER tokens such as preference level of bond, exposure of brand, etc. So expansion of ZPER P2P alliance means the more tokens will be reserved and it will occur price increase of ZPER token.
3. Information provider perspective : There are a lot of useful datas from all of the world which can be analyzed for one's reliability and credibility. However it is also hard for individual P2P lending company to make some partnership with many many information providers. So ZPER will do those partnership with information providers on be half of P2P alliance and build trading system with ZPER token to buy informations.
4. In addition, in near future when regulations are changing and allow security token, ZPER will transform to security token model to give interest / airdrops to ZPER holders and will leverage / utilize those personally reserved tokens for system build or crypto loan model too.
Detailed Roadmap and Milestones:
- 2018 3Q : Listed on 3-4 global exchanges
- 2018 3Q : POC / MVP announcement
- 2018 4Q : Bring global P2P Partners in Japan and China to expand
- 2018 4Q : Closed beta ZPER Service starts
- 2019 1Q : Open beta ZPER Service starts
Core Members Introduction:
Co-founders of ZPER were mostly entrepreneurs in Peer-to-Peer lending 1st generation since 2015 in Korea.
- CEO / Co-founer JB Junbum Kim owned Olley funding since 2015, he also worked for Dayli Financial Group, one of biggest Fintech company in Korea as Team lead at strategic planning team. And he worked for Tmaxsoft as engineer for 2 years. (https://www.linkedin.com/in/junbeom-jb-kim-80948185/)
- COO Sean Park owned Funda since 2015 (https://www.linkedin.com/in/sean-park-559b89157/)
- Core developer, Sanghoon Lee has experienced Software engineer at Olley funding and KTB security and now working on blockchain based project with ZPER.
Token Contract Address:
The Verified Contract Source Code Link:
The Number of Decimals of Token:18
ICO price:USD 0.025 to 0.04
The Institutional investors for Private Placement:Block Crafters Capital, Crypto Miner, Yellow Mobile, Dayli Financial Group, etc